Par où commencer ?
⚠️ Important pour le PFD :
Ne faites pas de « copié/collé » du portefeuille existant. Suivez plutôt les transactions au fur et à mesure. Commencez idéalement par : Immobilier suisse → Or → Blue Chips → Actions suisses → Trading Auto Signal → Actions internationales → Bitcoin.
Les 8 stratégies du PFD
💎 Blue Chips
Actions de qualité mondiale
⚡ Trading Auto Signal
Stratégie momentum S&P 500
🌍 Actions internationales
Diversification géographique
🏢 Immobilier suisse
Fonds immobiliers cotés
🇨🇭 Actions suisses
SMI et valeurs locales
📜 Obligations suisses
Stabilité et revenus fixes
🥇 Or
Protection contre l’inflation
₿ Bitcoin
Actif numérique décorrélé
⚡ Trading Auto Signal
Performance positive en toutes conditions de marché
📈 Objectifs
- • Plus-values en capital
- • Couverture baissière
- • Réduction volatilité
⏱️ Trading
- Passer un ordre au marché avant l’ouverture NYSE
- 20 signaux/an en moyenne
- Position de quelques jours/semaines
🏦 Broker recommandé
ETFs – Guide de substitution
Si vous n’avez pas accès aux ETFs mentionnés, voici les alternatives recommandées par domicile :
US Actions
- S&P 500: SPY (USA) / CSPX (Irlande)
- Nasdaq 100: QQQ (USA) / CNDX (Irlande)
- Consumer: VDC (USA) / IUCS (Irlande)
- Healthcare: XLV (USA) / IUHC (Irlande)
Obligations & Or
- Or: GLD/IAU (USA) / SGLD (Irlande)
- Long bonds: TLT (USA) / DTLA (Irlande)
- Court terme: SHY (USA) / IBTA (Irlande)
- Ultra court: BIL (USA) / IB01 (Irlande)
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Hello Jerome,
I recently bought your e-book and loved reading it. I will try to apply the different strategies you suggest.
However, I would like you to explain to me how you obtain a graph with the US unemployment curve and its MM200.
Sincerely
Jeremiah
Hi Jeremy
Thank you for your comment. Be careful, I think there is some confusion. For the unemployment rate, we are talking about a moving average in months (12 months). The MM 200 refers to stock prices.
To continue the discussion I encourage you to continue on the forum, members area:
https://www.dividendes.ch/forum-2/forum/zone-membres/
This tutorial is well done, it would have been useful to me when I subscribed to the wallet, at the beginning ;).
As the months passed and I reread the ebook, everything became very clear.
Something I haven't yet grasped is how you determine the weight of the different positions with this level of precision (it doesn't seem to me to be done subjectively). To discuss in the members area?
For bitcoin, I'm glad to see that you now also buy directly on Gemini (of "real" btc!). I also hope that you keep some for the next few years, the demand seems to be getting much bigger compared to the supply
Thanks. Yes I should have done this faster. I listed a few of the various questions I was asked and got to work 😉
Of course, the weightings are not set subjectively. As indicated above, as well as in the ebook, it is the volatility of the asset classes that determines their weight in the portfolio. For 2021 I am considering some micro-adaptations on this point, particularly in relation to the 2nd point you raise, Bitcoin.
I will post a short post about this in the members section of the forum.
Good morning,
My question is probably stupid and I apologize in advance but I am new to this.
At the beginning of the article you write "Simply invest your savings each quarter in a real estate ETF" in the case of small capital. Should you therefore only invest in a real estate ETF when you are starting out and have a small capital? This seems to me to be a fairly "light" investment, unless I am mistaken, and I thought that it was better "not to put all your eggs in one basket" and therefore to diversify from the beginning by buying different types of shares etc.?
Thank you in advance for your feedback.
My wishes for 2021.
Sincerely,
Samuel
Hello Samuel, there are no stupid questions, only stupid answers. So I will try to answer you intelligently.
All the reasoning around real estate investment is indicated in my e-book.
To make it very brief, real estate has particular characteristics that allow it to display a fairly stable performance, regardless of the historical period or the country. It is a bit of a mix between an investment in stocks and bonds.
If you want, you can of course also buy a bond and/or stock ETF, but this is counterproductive, according to the conclusions of my e-book.
You can also go with a more active management, like the one I use in the permanent portfolio, but there again it doesn't make much sense with a small capital. The transaction costs risk eroding the performance considerably.
Afterwards, if you want to "try your hand", why not, but then I advise you to open an account with Interactive Brokers or DEGIRO in order to limit the costs as much as possible.
A little background on Gemini to trade Bitcoin after several weeks of use:
– one of the big advantages over the ETN solution is that we are not dependent on the opening of the stock exchange. We can trade Bitcoin 24/24, 7/7. We therefore do not have the impression of missing the train as is the case at the moment.
– I discovered a trick to substantially lower the basic transaction fee of 1.5%:
go to Account, Settings, Exchange and ask to activate "Gemini Active Trader". When this is validated, the interface changes (much less intuitive), however the fees are divided by five (0.3%). That changes the situation considerably...
This is going to be a game changer for trading Bitcoin:
https://www.purposeinvest.com/funds/purpose-bitcoin-etf
World's 1st Bitcoin ETF
Good morning,
As advised, I tried to buy BTCC.U via IBKR but impossible…
Apparently IB is blocking purchases of ETFs by Europeans following the MFIID2 directive
It's a shame!
It works fine for me. Maybe because I am a Swiss resident.
What error message do you get?
Otherwise try via Coinshares XBTE ETN
more info:
https://www.dividendes.ch/2020/12/portefeuille-determinant-acheter-bitcoin/
I even discussed in chat with IB: purchase of BTCC.U impossible due to EU regulations..
Otherwise, you can actually buy the ETN XBTE.
Thank you Jerome.
Too bad, but XBTE also does the job very well.
My pleasure