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Thank you for your compliments.
However, I'm not a trader, but a long-term private investor, and I don't have a GmbH or SA.
I think that if you want to set up a company, the best thing to do is to contact the commercial registry directly. But if you're looking for financial independence, you don't need to do that.In this case you just have to :
1) if your spouse is not already insured for AHV, register with your compensation office as a person not in gainful employment (you will be taxed according to your assets):https://www.ahv-iv.ch/p/2.03.f
2) take out non-occupational accident insurance with your health insurer. In principle, you don't need loss-of-earnings insurance in the event of illness, as your income is assumed to be passive.
3) be taxed on your dividends and possibly on capital gains if you are recognized as a professional:
https://www.moneyland.ch/fr/gains-boursiers-actions-impotsThe criteria listed in the link above argue strongly in favor of a long-term investment orientation, to avoid being categorized as a professional and paying capital gains.
A++
JeromeInteractive Brokers, of course.
I'd just have to check on India because I've never invested there.
But for the others, there's no photo. I go through them.
I've just had a look at it, so far it's not even worth analyzing.
The stock is too expensive, and we shouldn't focus on yield, which gives a distorted picture of reality. What's more, it's a falling knife.
I chose to convert. I don't do it systematically, but from time to time I look at my negative positions in other currencies and if I think I can trade at a good price on the forex the corresponding currencies, I take positions in order to go positive, and avoid interest.
Interests are certain, capital losses not necessarily... at least that's my point of view. As already mentioned several times on my blog, I think that by focusing too much on the exchange rate risk we forget the most important thing.... Research also proves that it is not a primary aspect. On the contrary, the biggest mistake is to remain invested only in the domestic currency.
I am not a Forex expert. In fact, I have often thought that it is more like a lottery than anything else.
However, USD/CHF is in an uptrend, but is soon reaching a resistance zone, slightly above 1. So soon time to sell I think, unless the resistance zone is broken.
For EUR/CHF it is the opposite. Bearish phase, but arrives in a support zone around 1.145. So I would wait a little to see. If it rebounds, we hold and sell at 1.17. Otherwise if it breaks the support zone of 1.145, we sell.
Hello Santiago
You're more in the long-term investor universe here, but your day trader experience may be interesting.
You do more operations in a week than I do in a year! 😄
I assume you are also with a broker like IB then.
I confirm 😄
So there's only one of them who got into trouble!
Please keep us informed of the tax authorities' reactions just in case.
I will do the same if there is any news on my side.
Hi, last year I created a personal report:
– go to account management
– reports / statements
– on the right under custom statements, click on gear
– then + to create a statement
– give the name of the statement (“tax statement”), pdf format, French language, monthly period
– subsection, choose: account information, forex balances, combined dividends, open positions, withholding tax, net asset value
– under section configuration: realized profits/losses only, separate positions into long and short positions (yes), everything else = no
and that's it! Here you are with a tax statement that can be reused very easily every year and is free.
Plus it’s really easy to fill out your tax return => just one line!
To use it:
– reports/statements: statement type = custom
– choose your “tax statement”
– Specific period: from the 1st to the last working day of the taxable year
– pdf format and French language
Last year I sent this to the tax office and it went through fine. But I still had a fairly modest account. Now it has swelled up, so we'll see if it's still accepted as easily, but I don't see why it wouldn't.
Hi DswissK,
You did well to open an account with IB. Very cheap, very fast, and in addition you have the Japanese market!
Indeed, the Trading Auto Signal as it previously existed is dead, following changes at my data provider Yahoo Finance. So this page will never be active again unfortunately. This saddens me because I had spent a lot of time putting it into operation.
That being said, I continue to use it and improve it for my own account, but I would need to have time to make my readers benefit from it on a daily basis. And as much time for the moment, I do not have. I have several ideas for the future, for example in the form of a daily VIP newsletter (therefore paid), in which I will provide the Trading Auto Signal and my purchases/sales, etc. But all this is music of the future and still at the simple project stage.
However, I looked at the link you provided. It looks a lot like the asset allocation I provide at the beginning of every month:
I had initiated this following my series of articles on portfolio diversification:
How to diversify your portfolio to protect yourself from market risks? (1/20)
By the way, among the portfolios that are mentioned on scottinvestments, there are Harry Browne's Permanent Portfolio and Meb Faber's Ivy Portfolio, from which I drew inspiration to implement this strategy.
On this subject, following the recent market upheavals, I have decided to take an additional step in the monthly asset allocation that I provide on my site. This should help to weather future storms more serenely. More details at the beginning of next month!
Je vois que ça devient une tendance : épurer les grosses caps américaines et européennes et se concentrer sur des titres moins en vue. Tout ça c’est très bien 🙂
Je pense aussi que la marché commence à donner ses premiers signes de fébrilité. Il y aura sans doute encore quelques allers-retours, la tendance reste haussière, mais il vaut mieux couvrir ses arrières car on peut très bien avoir un gros et long marché baissier à l’horizon. Et pas seulement une petite baisse de 10%, qui n’a pas suffit évidemment à ramener les actions à des valorisations normales.
Effectivement Postfinance et Swissquote (par lequel passe le 1er pour le trading) ne permettent pas d’achat sur le marché japonais. Et c’est le cas chez beaucoup d’autres intermédiaires financiers suisses. Soit dit en passant c’est une honte… c’est la deuxième place boursière au monde !!! Tout le monde est encore effrayé par ce marché suite aux dérives du passé (années 90)… mais beaucoup d’eau a coulé sous les ponts depuis. Et les autres marchés ont aussi ramassé pour leur grade. Sans compter que les japonais sont des gens sérieux et travailleurs, avec une stabilité politique… tiens ça me rappelle un autre pays…
On peut trader le marché japonais chez Interactive Brokers. Pas besoin de changer de crèmerie pour tous tes titres. Perso je garde IB pour le marché japonais et un peu de trading long/short. Pour les achats à long terme des autres titres suisses, européens et américains je passe via Postfinance. Franchement ça reste bon marché pour du long terme.
