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  • in reply to: Brokerage fees #21527
    Jerome
    Keymaster

      Hello, I don't know this broker, apparently Dutch (?). It is certainly cheap, but still more expensive than Interactive Brokers whose reputation is well established. As for choosing a foreign broker, I prefer the latter. And be careful, if I read correctly, for the dividend (€1.00 + 3.00%), these are processing fees. So it would be added to the withholding taxes. In any case, you cannot escape tax, even with a foreign broker. For example, with Interactive Broker, for a US share, I have a withholding of 15% for the US tax authorities only, but I will be taxed as income for the rest by the Swiss tax authorities during the annual declaration.

      So if these are dividend processing fees applied by the broker, it's far from great! Curious to have Mystik's feedback on this point.

      in reply to: Target #21494
      Jerome
      Keymaster

        The title is interesting. It's more the market that is less. So if you want to start with that why not, but go there modestly. That will prevent you from being disgusted right away, as I was in 2000.

        And then it's true, as the saying goes, you don't catch a falling knife... Even if I still do it sometimes😉

        in reply to: Loorloop Presentation #21493
        Jerome
        Keymaster

          Hi Felix

          Welcome among us. It's nice to have music lovers here😉

          Thank you for your compliments on the site.

          As you say, time is your ally and since you're starting early, you're off to a good start!

          Looking forward to reading you again.

          in reply to: Pessimism about the US stock market #21483
          Jerome
          Keymaster

            I always loved this guy 😉

            in reply to: Pessimism about the US stock market #21480
            Jerome
            Keymaster

              Hello

              Yes, you should always keep cash.

              Anyway, if you apply the principle of saving a part of your income at the moment, you can't buy much. So it goes into cash.

              in reply to: Target #21478
              Jerome
              Keymaster

                Hi

                TGT has been in a bearish phase for some time. In the long term, I nevertheless continue to believe in the potential of this company. Indeed, the drop in price makes the stock more attractive. At the moment, there are not many interesting stocks left given the market valuation. I would perhaps wait a little longer before buying. Concerning the sustainability of the dividend, I remain confident.

                in reply to: Dividends – Additional Withholding? #21452
                Jerome
                Keymaster

                  no worries 😉

                  in reply to: Dividends – Additional Withholding? #21444
                  Jerome
                  Keymaster

                    This is normal for US stocks.

                    View topic here

                     

                     

                    in reply to: Sell before the dividend and buy back later? #21424
                    Jerome
                    Keymaster

                      Yes, but with a view to becoming a rentier, the dividend must be received. Well, you will tell me that you can buy back by deducting what you must receive. Ok. Basically, it holds up. I just tell myself that it is a bit heavy to manage for large portfolios with quarterly dividends.

                      High dividends? Really? Or rather average and increasing dividends?

                      in reply to: Jean-Louis's wallet #21421
                      Jerome
                      Keymaster

                        There are some great people, even if I don't know the whole team.

                        At the moment it's difficult to find good opportunities... lately I've been moving more towards "vice"... tobacco/alcohol... less sensitive to the vagaries of the market.

                        in reply to: My portfolio #21412
                        Jerome
                        Keymaster

                          Par expérience, je trouve que c’est mieux de vendre/acheter progressivement en fonction des hauts/bas du marché. Même si de facto les actions sont surévaluées, ça fait un moment que c’est déjà comme ça et ça peut durer encore un moment. Il faut un déclencheur pour renverser la vapeur et pour l’instant je ne vois pas ce que ça peut être. Mais celui-ci peut apparaître très rapidement.
                          Rappelons nous Buffet qui déjà très tôt à la fin des années 90 disait que le marché était complétement irrationnel. Il avait raison, mais avec quelques années d’avance…
                          Donc se délester des titres qui ont épuisé leur potentiel de croissance, c’est bien, par contre il y a des titres qui sont peu sensibles aux aléas du marché, pas encore trop chers et qui ont encore de bonnes perspectives. Ceux-ci je les conserve. On pourra toujours les vendre dans quelques mois si nécessaire.

                          Pour les tableaux j’ai ajouté l’option d’importer des images si tu veux.

                          cf. exemple de Jean-Louis ici : https://www.dividendes.ch/forum-2/topic/portefeuille-de-jean-louis-2/#post-21415

                           

                          in reply to: Sell before the dividend and buy back later? #21409
                          Jerome
                          Keymaster

                            Yes, yes, it is submitted. Don't worry about the Americans, they haven't forgotten us either.
                            This approach is interesting. But as mentioned it requires a lot of work. In your case we are talking about one dividend per year so it's fine.
                            I have an existential question, though: why buy dividend-paying stocks if you don't want to get them?
                            Because in the end, that's the question. If you want to avoid the tax problem at all costs, and that's your primary concern, why not buy growth stocks that don't pay distributions, or even why not trade?
                            Personally, I appreciate receiving these hard coins, even if a small part ends up in the hands of the taxman.

                            in reply to: Sell before the dividend and buy back later? #21406
                            Jerome
                            Keymaster

                              Funny. This is the opposite strategy to dividend hunting, which is nonsense from a tax point of view. Especially since it is impossible to make a profit like this since the dividend is already included in the price.
                              Your idea is interesting, especially in Switzerland where only income gains are taxed. It clashes a little with the long-term investment values that we follow here, but on the other hand you buy back just behind so somewhere you stay on the position.
                              If you are with a broker like Interactive Brokers with ridiculous fees it may be worth it. On the other hand it is of course counterproductive if you are with intermediaries like Postfinance.
                              And then you shouldn't have too big a portfolio because following the ex dates of several dozen positions that pay dividends every 3 months can quickly become complicated! Not to mention that there may be many supporting documents and explanations to give to the tax authorities.
                              Anyway, I'm still curious if you could share your experiences on the subject if you decide to venture into it😉

                              in reply to: My portfolio #21403
                              Jerome
                              Keymaster

                                It's the big clean-up it seems to me 😉
                                I also started selling some titles
                                At the risk of repeating myself, the price of many stocks is overvalued at the moment.

                                in reply to: Presentation of Celtinvest #21295
                                Jerome
                                Keymaster

                                  Salut Paul Marcel
                                  bienvenue à toi sur le forum.

                                Viewing 15 posts - 271 through 285 (of 587 total)