Forum Replies Created
-
Posts
-
The games are over! Thank you for your participation.
See you at the closing of May 31 for the results 😉
I know FOC which I had been eyeing for some time.
Finally I decided on CS REF Interswiss (CS REF) which is of the same style.
This provides good diversification to stocks.
Hi Rayxandre can you please reply on the link provided for this purpose thank you:
http://www.dividendes.ch/forum-2/le-bar/jeu-a-combien-le-sp-500-a-la-cloture-du-31-mai-2013/
I'm blocking the thread
that's exactly it... when I see my final tax statement and my dividends have already contributed to part of the bill I can't help but smile 😎
Are you talking about paid AdWords ads?
For the moment I have no drop in attendance, just a drop in advertising revenue, which was already there before the introduction of the paid membership section.
Dear Jerome,
I support your approach and I'm subscribing immediately. The quality of the information and analyses is undoubtedly worth the 19 euros/year! Without a doubt, the best site I've found on the subject.
Best posts
Jean-Louis
Indeed, this would only concern a small number of people. I don't want to broaden the criteria because the articles should remain in line with the site.
For the unlimited subscription, give me a little more time to think about it.
My idea would be to create a status of contributing member:
Criteria for admission of a contributing member
- The contributing member has been writing for at least 6 months (and at least 4 times per month) on a site (forum or blog) that focuses on dividends or financial independence.
- The contributing member demonstrates through his or her articles a perfect command of French, as well as a talent or a real passion for dividends or financial independence.
Responsibilities and Privileges of a Contributing Member
- The contributing member must submit and publish on dividendes.ch at least one quality original article per month on the subject of dividends or financial independence.
- Articles written by the contributing member are subject to prior validation by dividendes.ch.
- Original articles written by the contributing member on dividendes.ch may be published on their own site, after publication on dividendes.ch, with a backlink to the original article.
- Contributing members have free access to all member areas of dividendes.ch, as long as they fulfill their responsibilities.
- dividendes.ch reserves the right to exclude a contributing member in the event of force majeure.
Now I'm listening to your feedback.
Hi Etienne,
Indeed, the strategy is focused on the very long term and that is why I must recognize that the annual subscription is a good compromise. At first, I probably wrongly thought that Internet users would prefer to pay a little less but more often, a bit like zapping on TV, but it seems that the "long-term investor" personality is stronger than that of the Internet user who quickly moves from site to site. And that makes me particularly happy in fact.
Regarding your question about an unlimited subscription, I have to say that it leaves me perplexed, because even if today I love running this site, what will it be like in five years? And what will happen if I stop everything and have to reimburse all the unlimited subscribers at the same time? And how much will I reimburse them?
I'll think about it again. I might have another idea, but it needs to mature...
C’est l’éternelle question. Souvent les investisseurs qui débutent commettent l’erreur de tout se suite rentrer sur le marché, avec seulement un peu d’économies de côté, car ils sont impatients de commencer. Je comprends, j’ai fait pareil à l’époque. Le problème c’est qu’en pratiquant de la sorte on commet en tout cas deux erreurs :
- On grille rapidement tout le cash qu’on a si bien qu’on a plus de réserves si tout à coup de belles opportunités devaient se présenter sur le marché
- Comme on a peur de commettre des erreurs, à juste titre, on diversifie un max. Mais comme le montant de base est petit, on fait de nombreux petits achats. Le problème c’est qu’on grille une bonne partie de sa plus-value potentielle en commissions. On part donc avec un retard monstre c’est les gros investisseurs. C’est bien connu, il pleut toujours au même endroit…
Il vaut donc mieux effectivement commencer comme tu le dis par un ETF. Un tracker sur les dividends aristrocrats est forcément une bonne idée. Cela permet de se familiariser tranquillement à la bourse, sans trop de risques. Il faut quand même être conscient qu’à long terme les actions « originales » sont préférables aux ETFs, car pas de commissions… Mais un peu d’ETFs, surtout au début, cela ne peut pas faire de mal.
Je pense de manière générale qu’un investisseur doit s’assurer une base arrière de cash solide, un seuil sous lequel il ne descendrait pas. Interdit d’investir avant d’avoir dépassé ce seuil. Si le marché s’écroule, alors il peut entamer ce cash, mais obligation alors de remonter à la hauteur de seuil avant d’investir à nouveau. Je suis conscient néanmoins qu’atteindre ce seuil peut-être long et décourageant quand on débute.
