Vivre libre financièrement
Vivre libre financièrement
Vivre libre financièrement
Vivre libre financièrement
All articles from dividendes.ch translated into English. Covering financial independence, FIRE strategies, value investing, and Swiss personal finance — with a European perspective.
What should you do when a stock drops 20% or more? The stop loss strategy, validated by academic research, helps protect your capital while improving overall portfolio performance. A practical guide for long-term investors.
20% Stop Loss Rule: Protect your Portfolio when a Stock falls Lire la suite »
US REITs and MLPs were once prized for their generous distributions. Since 2023, a punishing withholding tax (10% on gross sale proceeds) makes MLPs unworkable for non-US investors. Find out why Swiss real estate now offers a better risk-return profile for a European FIRE strategy.
REITs and MLPs: why I abandoned these strategies Lire la suite »
Reach financial independence with ~20% savings and smart investing: calculate your FIRE number, master your spending and build passive income. Complete guide updated in 2026.
Early Retirement Guide: Achieve Financial Independence in 2026 Lire la suite »
Harry Browne’s permanent portfolio excels at managing risk — but can it be improved? Comparative backtests of the PP 2.0 and PP 2.x for a better risk-adjusted return, with volatility kept firmly in check.
Permanent portfolio 2.0 and 2.x: going beyond Harry Browne Lire la suite »
European rearmament: Thales, Rheinmetall and Leonardo compared with FactSet data (March 2026). Valuation, profitability, dividends — data-driven recommendations for value and growth investors.
Thales, Rheinmetall or Leonardo: best European defense stock in 2026? Lire la suite »
William Bengen, father of the 4% rule, has published a new diversified portfolio including small and micro caps. Full backtest in CHF, critical analysis and SWR calculation: can retirees really spend more?
Richer Retirement Portfolio by William Bengen: Is the 4% Rule Finally Obsolete? Lire la suite »
Not sure how to invest your money? This guide compares all major asset classes — stocks, ETFs, real estate, gold, crypto — with their advantages, risks and diversification strategies to help you build a portfolio tailored to your long-term goals.
How to invest your money in 2026: complete guide and comparison Lire la suite »
Ray Dalio’s All Weather Portfolio promises resilience in any market climate. Our 26-year CHF backtest reveals the reality: 4.65% CAGR, beaten by the 60/40 and crushed by modern portfolios. Critical analysis with better alternatives.
All Weather Portfolio by Ray Dalio: backtest and analysis Lire la suite »