Vivre libre financièrement
Vivre libre financièrement
Vivre libre financièrement
Vivre libre financièrement
All articles from dividendes.ch translated into English. Covering financial independence, FIRE strategies, value investing, and Swiss personal finance — with a European perspective.
Harry Browne’s permanent portfolio excels at managing risk — but can it be improved? Comparative backtests of the PP 2.0 and PP 2.x for a better risk-adjusted return, with volatility kept firmly in check.
Permanent portfolio 2.x: beat the S&P 500 with just 5 ETFs Lire la suite »
European rearmament: Thales, Rheinmetall and Leonardo data-driven comparison — June 2026 data. Valuation, profitability, dividends — with recommendations for French PEA and Swiss brokerage accounts.
Thales vs Rheinmetall vs Leonardo: best defense stock 2026? Lire la suite »
William Bengen, father of the 4% rule, has published a new diversified portfolio including small and micro caps. Full backtest in CHF, critical analysis and SWR calculation: can retirees really spend more?
Bengen’s Richer Retirement Portfolio: is the 4% rule dead? Lire la suite »
Not sure how to invest your money? This guide compares all major asset classes — stocks, ETFs, real estate, gold, crypto — with their advantages, risks and diversification strategies to help you build a portfolio tailored to your long-term goals.
How to invest money in 2026: stocks, ETFs & real estate Lire la suite »
Ray Dalio’s All Weather Portfolio promises resilience in any market climate. Our 26-year CHF backtest reveals the reality: 4.65% CAGR, beaten by the 60/40 and crushed by modern portfolios. Critical analysis with better alternatives.
All Weather Portfolio: Dalio’s strategy fails CHF backtest Lire la suite »
For 17 years, I invested in dividend aristocrats — until science and data proved me wrong. Here’s why dividends are suboptimal for FIRE, and how I evolved toward quantitative value investing.
Why I quit dividend investing and what works better Lire la suite »
In September 2021, after 9 years of Barista FIRE, I permanently left employment. Here’s how I transitioned from 60h to 0h/week — and what I would have done differently.
Barista FIRE: from 60h/week to freedom in 9 years Lire la suite »
The stock market soars while the economy collapses: this paradox shocks us with every crisis. In May 2020, the S&P 500 had recovered 37% from its low while US unemployment hit 14.7%. How can markets and the real economy drift so far apart? Analysis of the mechanisms at play and strategies for navigating these disconnections.
Market disconnection: why stocks rise when the economy falls Lire la suite »