Vivre libre financièrement
Vivre libre financièrement
Vivre libre financièrement
Vivre libre financièrement
All articles from dividendes.ch translated into English. Covering financial independence, FIRE strategies, value investing, and Swiss personal finance — with a European perspective.
US REITs and MLPs were once prized for their generous distributions. Since 2023, a punishing withholding tax (10% on gross sale proceeds) makes MLPs unworkable for non-US investors. Find out why Swiss real estate now offers a better risk-return profile for a European FIRE strategy.
REITs and MLPs: why I abandoned these investment strategies Lire la suite »
Reach financial independence with ~20% savings and smart investing: calculate your FIRE number, master your spending and build passive income. Complete guide updated in 2026.
Early retirement guide: achieve financial independence in 2026 Lire la suite »
Harry Browne’s permanent portfolio excels at managing risk — but can it be improved? Comparative backtests of the PP 2.0 and PP 2.x for a better risk-adjusted return, with volatility kept firmly in check.
Permanent portfolio 2.x: better Sharpe ratio than the S&P 500 Lire la suite »
European rearmament continues: Thales, Rheinmetall and Leonardo compared with fresh FactSet data (May 2026). Valuation, profitability, dividends — buy recommendations for French PEA and Swiss brokerage accounts.
Thales, Rheinmetall or Leonardo: best European defense stock in 2026? Lire la suite »
William Bengen, father of the 4% rule, has published a new diversified portfolio including small and micro caps. Full backtest in CHF, critical analysis and SWR calculation: can retirees really spend more?
Bengen’s Richer Retirement Portfolio: is the 4% rule obsolete? Lire la suite »
Not sure how to invest your money? This guide compares all major asset classes — stocks, ETFs, real estate, gold, crypto — with their advantages, risks and diversification strategies to help you build a portfolio tailored to your long-term goals.
How to invest your money in 2026: complete guide and comparison Lire la suite »
Ray Dalio’s All Weather Portfolio promises resilience in any market climate. Our 26-year CHF backtest reveals the reality: 4.65% CAGR, beaten by the 60/40 and crushed by modern portfolios. Critical analysis with better alternatives.
All Weather Portfolio: Ray Dalio’s strategy put to the test Lire la suite »
For 17 years, I invested in dividend aristocrats — until science and data proved me wrong. Here’s why dividends are suboptimal for FIRE, and how I evolved toward quantitative value investing.
Why I quit dividend investing and what works better Lire la suite »